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6019 Lake Grove Street SW

Lakewood, WA 98499

rachel.johnson@lpl.com

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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

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Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker/dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Harborstone Credit Union and Harborstone Investment Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Harborstone Investment Services and may also be employees of Harborstone Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Harborstone Credit Union or Harborstone Investment Services. Securities and insurance offered through LPL or its affiliates are:

Not Insured by NCUA or Any Other Government Agency | Not Credit Union Deposits or Obligations | May Lose Value

Your Credit Union (“Financial Institution") provides referrals to financial professionals of LPL Financial LLC (“LPL") pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html.

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker/dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Harborstone Credit Union and Harborstone Investment Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Harborstone Investment Services and may also be employees of Harborstone Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Harborstone Credit Union or Harborstone Investment Services. Securities and insurance offered through LPL or its affiliates are: Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker/dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Harborstone Credit Union and Harborstone Investment Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Harborstone Investment Services and may also be employees of Harborstone Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Harborstone Credit Union or Harborstone Investment Services. Securities and insurance offered through LPL or its affiliates are: Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker/dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Harborstone Credit Union and Harborstone Investment Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Harborstone Investment Services and may also be employees of Harborstone Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Harborstone Credit Union or Harborstone Investment Services. Securities and insurance offered through LPL or its affiliates are: Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker/dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Harborstone Credit Union and Harborstone Investment Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Harborstone Investment Services and may also be employees of Harborstone Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, Harborstone Credit Union or Harborstone Investment Services. Securities and insurance offered through LPL or its affiliates are: .